SNAPS to direct loan!

To start out, I just want to give some love to the Department of Education. Kind of messed up recently with my loans (oh that's what those letters were!) and got an interesting email. They choose to forgive me and helped me get back on track in a matter of minutes. I got an email shortly after returning from lunch and wasn't able to call them until my afternoon break. So I sat at my desk, for 2.5 hours trying really hard not to freak out! I was then worried I would be on hold the whole time and waste my break, but I gave it a chance and was done with like 5 minutes left on my break. What a relief...and all is good! But they haven't always been that easy.

My fondest memory is the bill collector that pretty much wanted my soul. I don't know how I could forget which company it was but I cant think of it at this moment. I guess I blocked, because yes it was that painful. This guy would call and harass anyone that picked up the phone. I felt so bad for my roommates but they could vouch for me on how psycho this guy would act. He would call at all hours of the day and I don't think he ever went home. He would bring me to tears or put me on the verge of calling him every last naughty word I have ever learned. I feel that his behavior accomplished nothing. I would avoid his phone calls or whoa did that ever make him mad! I remember one morning he called and I didn't look at the caller ID well enough and did I get an ass ripping! If I know someone is trying to help me out and giving me a second chance, I think twice before making the same mistake. But when the "soul crusher" comes around, I know the only way I could ever please them would be to give up my soul or first born child.
I just wanted to give SNAPS to Direct Loans for not making me worry to the point of madness today. There should be more companies like them out there!
OH yeah...I have been forgetting to also get this off my chest. So Wal-Mart officially sucks now. They have started to directly take the money out of your account if you write a check. So that means no more "check kiting" for me. But that's a bad habit to start anyway...but there were MANY MANY times where that saved me from selling my kidney or other organs to make it to payday. Okay...i will stop being a bad example! But they still suck!